Free Financial Calculators
92 powerful calculators for taxes, retirement, investments, mortgages, and more. Designed for USA, India, UK, and Canada.
Home & Property
Mortgage, affordability, and real estate calculators
Mortgage
Calculate monthly mortgage payments, total interest, and amortization schedule
Affordability
Determine how much house you can afford based on income and expenses
Rent vs Buy
Compare the costs of renting versus buying a home over time
Down Payment
Calculate how much to save for a down payment and timeline
Closing Costs
Estimate closing costs when buying or selling a home
Property Tax
Estimate annual property taxes by state
Refinance
Determine if refinancing your mortgage makes financial sense
Extra Payments
See how extra payments can reduce your mortgage term and interest
Home Equity
Calculate your home equity and potential HELOC borrowing power
Rental Yield
Calculate rental yield and ROI for investment properties
Taxes
Income tax, capital gains, and paycheck calculators
US Income Tax
Calculate federal and state income tax with deductions and credits
US Paycheck
Calculate take-home pay after federal, state, and FICA taxes
US Capital Gains
Calculate long-term and short-term capital gains tax
SE Tax
Calculate self-employment tax for freelancers and contractors
Est. Tax
Calculate quarterly estimated tax payments
Bonus Tax
Calculate taxes on bonus payments and supplemental income
IRMAA
Calculate Medicare Part B and Part D income-related adjustments
Estate Tax
Calculate federal estate tax and state inheritance taxes
Retirement
401(k), IRA, pension, and FIRE calculators
401(k)
Calculate 401(k) growth, employer match, and retirement savings
Roth 401(k)
Compare traditional vs Roth 401(k) contributions
IRA
Calculate Traditional and Roth IRA growth over time
Roth Convert
Analyze the tax impact of converting traditional IRA to Roth
Retirement
Calculate how much you need to save for retirement
FIRE
Calculate your Financial Independence, Retire Early number
Coast FIRE
Calculate when you can coast to retirement without additional savings
Social Security
Estimate Social Security benefits based on earnings history
Withdrawal
Calculate safe withdrawal rates and retirement income
RMD
Calculate Required Minimum Distributions from retirement accounts
HSA
Calculate HSA growth and tax savings for healthcare
Pension
Calculate pension benefits and lump sum vs annuity options
Corpus
Calculate the corpus needed for desired retirement income
Investing
Investment returns, compound interest, and portfolio tools
Compound Interest
Calculate compound interest growth over time
Returns
Calculate investment returns with contributions and dividends
Lumpsum
Calculate returns on one-time lumpsum investments
CAGR
Calculate Compound Annual Growth Rate of investments
Dividends
Calculate dividend income and yield from stock investments
Stock Profit
Calculate profit/loss from stock trades including fees
MF Returns
Calculate mutual fund returns with expense ratios
Rebalance
Calculate how to rebalance your investment portfolio
Banking & Savings
Savings goals, CD, and interest calculators
Savings Goal
Calculate monthly savings needed to reach a financial goal
Emergency Fund
Calculate how much you need in your emergency fund
CD
Calculate Certificate of Deposit returns and APY
HYSA
Compare high-yield savings account growth
AFR Loan
Calculate minimum interest for family loans using AFR rates
Budgeting
Budget planning and expense tracking tools
Debt & Loans
Loan payoff, debt snowball, and EMI calculators
EMI
Calculate Equated Monthly Installments for any loan
Auto Loan
Calculate car loan payments and total cost
Personal Loan
Calculate personal loan payments and interest
Student Loan
Calculate student loan payments and forgiveness options
Debt Payoff
Create a debt payoff plan with snowball or avalanche method
CC Payoff
Calculate how long to pay off credit card debt
Compare Loans
Compare multiple loan offers side by side
Consolidate
See if consolidating debts saves money
Affordability
Calculate how much loan you can afford
Insurance
Life insurance and coverage calculators
International
NRI, currency, and cross-border financial tools
Ready for More Powerful Financial Planning?
MyMoneyTrends brings all these tools together with your actual financial data, personalized insights, and goal tracking.
These calculators are for educational and informational purposes only. They do not constitute financial, tax, or legal advice. Always consult with qualified professionals for advice specific to your situation.