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Property Tax Calculator

Estimate annual property taxes by state

Property Details

$

Current market value of your property

%

Percentage of market value used for taxes (varies by location)

%

Annual tax rate as percentage of assessed value

$

Homestead, senior, veteran exemptions (if applicable)

Tax Calculation

Enter property details and click Calculate

Estimate your property taxes

Understanding Property Taxes

How Property Tax is Calculated

Tax = (Market Value × Assessment Ratio - Exemptions) × Tax Rate

Key Terms

  • Market Value: What your home would sell for
  • Assessed Value: Value used for tax purposes (often lower)
  • Mill Rate: Tax per $1,000 of assessed value (1 mill = 0.1%)
  • Exemptions: Reductions for homeowners, seniors, veterans, etc.

Common Exemptions

  • Homestead: Primary residence exemption
  • Senior Citizen: Age 65+ exemptions
  • Veteran: Military service exemptions
  • Disability: Disabled homeowner exemptions

Property Tax by State (Highest to Lowest)

Rates vary dramatically: New Jersey averages 2.49% while Hawaii averages 0.28%. High-tax states often have lower sales or income taxes, and vice versa.

Appealing Your Assessment

  • Review your assessment notice carefully
  • Compare to similar recently sold homes
  • Check for errors in property details
  • File an appeal within the deadline (usually 30-90 days)
  • Gather evidence: sales data, photos, appraisals

Disclaimer: This calculator is for informational purposes only and should not be considered financial, tax, or legal advice. Results are estimates based on the information provided and current tax laws. Consult a qualified professional for advice specific to your situation.

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