Stock Profit Calculator
Calculate profit/loss from stock trades including fees
Trade Details
Trading fees when buying
Trading fees when selling
Total dividends while holding
Affects capital gains tax rate
Your marginal income tax bracket
Profit Analysis
Enter your trade details and click Calculate
Calculate your stock profit or loss
Understanding Stock Profits and Taxes
Capital Gains Tax Rates (US)
| Type | Holding Period | Tax Rate |
|---|---|---|
| Short-Term | Less than 1 year | Your ordinary income rate (10-37%) |
| Long-Term | 1 year or more | 0%, 15%, or 20% |
Long-Term Capital Gains Rates (2025)
- 0%: Taxable income up to ~$47,000 (single) or ~$94,000 (married)
- 15%: Most taxpayers
- 20%: High earners above ~$518,000 (single) or ~$583,000 (married)
- +3.8%: Net Investment Income Tax for high earners
Cost Basis Methods
- Specific Identification: Choose which shares to sell
- FIFO: First In, First Out (default)
- LIFO: Last In, First Out
- Average Cost: Common for mutual funds
Tax-Efficient Strategies
- Hold investments for 1+ year for lower rates
- Harvest tax losses to offset gains
- Use tax-advantaged accounts (IRA, 401k)
- Consider donating appreciated stock to charity
- Be aware of wash sale rules (30-day period)
Wash Sale Rule
If you sell a security at a loss and buy the same or substantially identical security within 30 days (before or after), the loss is disallowed. The disallowed loss is added to the cost basis of the replacement shares.
Disclaimer: This calculator is for informational purposes only and should not be considered financial, tax, or legal advice. Results are estimates based on the information provided and current tax laws. Consult a qualified professional for advice specific to your situation.
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