US Paycheck Calculator
Calculate take-home pay after federal, state, and FICA taxes
Paycheck Details
Your pay before any deductions
Pre-Tax Deductions
Percentage of gross pay
Healthcare, dental, vision, FSA, HSA, etc.
Paycheck Breakdown
Enter your details and click Calculate
Fill in the form to see your paycheck breakdown
Understanding Your Paycheck
FICA Taxes (2025)
- Social Security: 6.2% on wages up to $176,100
- Medicare: 1.45% on all wages
- Additional Medicare: 0.9% on wages over $200,000 (single) / $250,000 (married)
Pre-Tax vs Post-Tax Deductions
Pre-tax deductions (401(k), health insurance, HSA) reduce your taxable income, saving you money on taxes. Post-tax deductions (Roth 401(k), life insurance) are taken after taxes are calculated.
Maximize Your Take-Home Pay
- Contribute to 401(k) up to employer match at minimum
- Use FSA/HSA for medical expenses
- Review W-4 withholdings if getting large refunds
- Consider Roth 401(k) if in lower tax bracket now
Disclaimer: This calculator is for informational purposes only and should not be considered financial, tax, or legal advice. Results are estimates based on the information provided and current tax laws. Consult a qualified professional for advice specific to your situation.
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