Investment Return Calculator
Calculate investment returns with contributions and dividends
Investment Details
Starting amount
Regular monthly investment
Expected yearly growth rate
Annual dividend yield (0 if no dividends)
Investment Projection
Enter your investment details and click Calculate
Project your investment growth
Understanding Investment Returns
Components of Investment Returns
- Capital Gains: Increase in the value of your investments
- Dividends: Periodic income distributions from stocks or funds
- Interest: Earnings from bonds and savings instruments
The Power of Compounding
Compound interest earns returns not just on your original investment, but also on accumulated gains. The longer your time horizon, the more powerful compounding becomes.
Dividend Reinvestment (DRIP)
Reinvesting dividends automatically purchases more shares, accelerating wealth building. Over long periods, reinvested dividends can account for a significant portion of total returns.
Compounding Frequency
- Daily: Most powerful but differences are small
- Monthly: Common for most investments
- Quarterly: Typical for dividends
- Annually: Simplest calculation
Important Considerations
- Past performance does not guarantee future results
- Returns are shown before taxes and fees
- Inflation reduces real purchasing power
- Market volatility means actual returns vary year to year
Disclaimer: This calculator is for informational purposes only and should not be considered financial, tax, or legal advice. Results are estimates based on the information provided and current tax laws. Consult a qualified professional for advice specific to your situation.
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