India Stamp Duty Calculator

What is Stamp Duty?

Stamp duty is a tax levied by state governments on property transactions. It is paid on the transfer of property ownership and is calculated as a percentage of the property value or agreement value, whichever is higher.

Registration Charges

In addition to stamp duty, registration charges are payable for registering the property with the sub-registrar. This is mandatory for all property transactions and varies by state.

Factors Affecting Stamp Duty

• State: Each state has different rates, ranging from 3% to 8%
• Gender: Many states offer concessions for female buyers (1-2% lower)
• Property Type: Residential, commercial, and agricultural land have different rates
• Location: Metro cities often have additional surcharges (metro cess)
• Property Value: Higher-value properties may attract additional levies

How to Pay Stamp Duty

• e-Stamping: Online payment through SHCIL (most states)
• Franking: Through authorized banks
• Physical Stamps: Non-judicial stamp papers from authorized vendors

Tax Benefits

Stamp duty and registration charges can be claimed as deduction under Section 80C of the Income Tax Act, subject to the overall limit of Rs 1.5 lakh. This applies only in the year of purchase.

Documents Required

• Sale Deed / Agreement
• Property documents (mother deed, previous sale deeds)
• Identity proof (Aadhaar, PAN)
• Address proof
• Photographs of buyer and seller
• Encumbrance Certificate