Canada Income Tax Calculator
Calculate federal and provincial income tax in Canada
Your Income Details
Your total employment or self-employment income
Reduces your taxable income
Tax Summary
Enter your details and click Calculate
Fill in the form to see your income tax breakdown
Canadian Tax System Overview
Federal vs Provincial Tax
Canada has a dual tax system where you pay both federal and provincial/territorial income tax. Each has its own set of brackets and rates. Quebec has a separate provincial tax system.
RRSP Benefits
Registered Retirement Savings Plan (RRSP) contributions reduce your taxable income and grow tax-free until withdrawal. The 2026 contribution limit is 18% of earned income, up to $31,560.
CPP/QPP and EI
- CPP (Canada Pension Plan): 5.95% on earnings between $3,500 and $71,300 (2026)
- EI (Employment Insurance): 1.63% on earnings up to $64,500 (2026)
Tax Credits
- Basic Personal Amount (Federal): $15,705
- Provincial basic amounts vary by province
- Various credits for medical expenses, donations, and more
Disclaimer: This calculator is for informational purposes only and should not be considered financial, tax, or legal advice. Results are estimates based on the information provided and current tax laws. Consult a qualified professional for advice specific to your situation.
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