Your Trust is Our Foundation
At MyMoneyTrends, we understand that you're entrusting us with some of your most sensitive information. We take this responsibility seriously.
Encryption & Data Protection
Your data is protected using industry-leading encryption standards:
Data at Rest
All stored data is encrypted using AES-256 encryption, the same standard used by banks and government agencies. Even if someone gained physical access to our servers, your data would be unreadable.
Data in Transit
Every connection between your device and our servers uses TLS 1.3, the latest and most secure transport protocol available. This prevents anyone from intercepting your data as it travels across the internet.
User Data Isolation
Each user's data is logically segmented and isolated at the database level. Strict access controls ensure that your financial information can never be accessed by or exposed to other users, even in the unlikely event of a software defect.
Data Residency & Infrastructure
Your financial data never leaves US borders:
US-Only Datacenters
All MyMoneyTrends data is stored exclusively in datacenters located within the United States. We do not replicate, backup, or process data in any other country.
Isolated Infrastructure
Your data is stored in a dedicated, isolated environment with strict network security rules that prevent unauthorized access.
Redundancy Without Compromise
While we maintain redundant backups for disaster recovery, all backup locations are also within the United States and subject to the same encryption standards.
No Bank Credentials Stored
We never see, store, or have access to your bank login credentials:
Plaid Integration
When you connect accounts, we use Plaid—a trusted financial data aggregator used by thousands of apps. You authenticate directly with your bank through Plaid's secure interface.
Token-Based Access
We only receive secure access tokens, never your username or password. These tokens can be revoked at any time from your MyMoneyTrends settings or your bank.
Read-Only Access
Connected accounts are read-only. We can view transactions and balances but cannot move money, make payments, or modify your accounts in any way.
Your Data, Your Control
We believe you own your data and should control what happens to it:
No Data Sales
We will never sell, rent, or share your personal financial data with third parties for advertising or marketing purposes. Period.
Transparent Usage
We only use your data to provide and improve the MyMoneyTrends service. Any analytics we perform are aggregated and anonymized.
Data Export
You can export all your data at any time in standard formats (CSV, JSON). Your data belongs to you.
Data Deletion
Request complete deletion of your account and all associated data at any time. We honor deletion requests within 30 days and purge data from all systems including backups.
Security Practices
Our team follows rigorous security practices:
Regular Security Audits
We conduct regular security assessments and penetration testing to identify and address vulnerabilities.
Access Controls
Employee access to production systems is strictly limited, logged, and regularly audited. We follow the principle of least privilege.
Incident Response
We have documented procedures for identifying, responding to, and recovering from security incidents. We commit to notifying affected users within 72 hours of any data breach.
Security Questions?
If you have questions about our security practices, please reach out.
Contact Security Team